The Pre-Existing Conditions Rule Kills Insurance Companies

From: GemStatePatriot.com                               

 

It is also the lynchpin for single-payer, government-run healthcare

If insurance companies were to be required to cover people with pre-existing conditions, who would want to pay for insurance when they know it is not necessary, since they can just wait until they need it and buy it then? This would end the insurance industry as we know it.

Insurance actuaries work extremely hard calculating risk, marketability, competitiveness and projected profitability. After all, insurers are a business like any other whose actual purpose is to make a profit. It is a marvelous industry that provides an incredible service to its insured customers by transferring risk to their plans to provide the umbrella of safety when needed for a reasonable (competitive) fee. The competitive part of it is what makes it a real value to those in need of their services.

Sure, who wouldn’t like guarantees for everything in life? Guaranteed jobs, homes (make that free rent and make that apartments), food allowances, free education, guaranteed safety and of course, going along with all these socialist ‘dream perks’ should be included free health services or ‘single pay’ health insurance, actually run by the all-knowing and all controlling government. Taxes to pay for it all? Taken to extreme, maybe around 80% until everything collapses, like it always does with good old ‘dream world socialism.’

So this great all-inclusive insurance is called Single Pay. Heard that before? Been hearing that a lot lately? It is what happens directly as a result of wanting Pre-Existing Conditions covered for free. Welcome to the United States of Socialism.

There are plans and ‘proposed plans’ to offer coverage for pre-existing conditions at a premium cost which it should be. But what is being drummed up lately, with even, I am sorry to have to acknowledge, President Trump being taken in, is the acceptance by many Americans reacting to the socialist left and deep state RINO’s appealing drumbeat being whipped up by their supportive comrades in the fake news big media for everyone to be covered for everything with pre-existing conditions.

Again, why would you waste a lot of money on monthly premiums for coverage that is not necessary, because you will have guaranteed coverage if the time arises that you need it? Insurance companies disappear, to perhaps remain in place only as local administrators for the all-knowing all controlling government. Bought any postage stamps lately?

The Poor and the Indigent

But for the grace of God there go we, the poor and the indigent. Therein, does lie a vexing problem with no easy answers. Their plight however, is being exploited by socialist left and deep state RINO’s to take us into single pay. Hospitals and many civic organizations and churches, however, do render some remarkable financial assistance to this most heart wrenching social problem.

Here are some thought-provoking articles on the subject:

THE PRE-EXISTING CONDITION: GUARANTEED RENEWABILITY AND EQUITABLE TAX TREATMENT: “Moreover, this market-oriented arrangement would not bring about the negative side effects associated with the regulatory arrangements, such as the deadweight loss of taxation, regulatory capture, or higher unemployment. That said, a transition to this market-oriented arrangement would likely have to be coupled with high-risk-pool coverage for those who already have pre-existing conditions, but the need for these high-risk pools would decline over time.”

THE PRE-EXISTING CONDITION: SAFETY, SIMPLICITY, AND TRANSPARENCY: “We ought to focus on protecting people from the risk we know they face—catastrophic medical bills—by deploying our endless talent for innovation through markets rather than our decidedly lesser talent for creating and managing massive regulatory bureaucracies.”

THE PRE-EXISTING CONDITION: TOP EXPERTS PRESCRIBE BETTER PATHS FORWARD: “In the end, however, Robert Graboyes’s observation bears emphasis: our national discussion about healthcare has been “mired in a furious, partisan debate over how to distribute fixed stocks of resources” which, no matter how it is decided, can never please all the participants. Indeed, the ongoing debates over such particulars as guaranteed issue, community rating, and even the general subject of covering pre-existing conditions are essentially arguments about how to distribute benefits and burdens assuming a fixed supply of healthcare services. Yet Graboyes also observes that today “residents of the humblest villages in the developing world carry phones more powerful than 1980s supercomputers,” a distributive achievement paradoxically made possible by prioritizing innovation over distribution. To the extent that national healthcare policies focus narrowly on redistributive questions rather than on improvements in healthcare quality, they will fail to fulfill Americans’ healthcare desires. Any decisions we make to protect those facing expensive health conditions must not have the effect of constraining the rate of broader healthcare quality improvements. This may be the best reason of all for replacing an overly prescriptive comprehensive coverage mandate with an alternative approach that fosters the development of a vibrant healthcare market.”

What is most important to keep in mind about this most important topic being exploited today is this:

Remember Saull Alinsky’s reported Doctrine? 8 Steps to Topple a Nation and Create a Socialist State:

“1) Healthcare — Control healthcare and you control the people”

Everyone has all too fresh a memory of the deceit and disaster of ObamaCare which was so close to taking us to a really bad place like Canada’s expensive socialistic Health Care system, $5,789 per person annually and very slow wait times. From the American Institute of Medical Services and Education’s article in March 2018, ‘US vs Canadian Healthcare: What Are the Differences?’ “From the time it takes to receive a referral by a GP – to receiving treatment – Canadians wait an average of 21.2 weeks to receive treatment from a specialist. MRI procedures could take up to 10.8 weeks. Some argue that the wait times are far too long.”

ObamaCare absolutely needs a good killing not replacing. No tentacles left whatsoever. We had the best healthcare in the world and we need to get back to a totally free market competitive system that can flourish in technology, services and cost.

The Dimm’s Drive for Power Includes Open Borders and…

From: GemStatePatriot.com             

Prote$ter$ Are All about Being Paid, Know Very Little

From: GemStatePatriot.com                       

Who isn’t absolutely fed up with the overwhelming displays of shrill and even violent protestations being aired non-stop in our media by the paid usurpers of the far left?

They are paid handsomely to raise hell with any elected official not in their camp of Alinsky-like comrades, and always show up on time, with professionally prepared signs and often arrive in expensive buses. See: Video of the buses stretching five city blocks. Their complicit media usually awaits their orchestrated arrival. Many of the professionally trained Antifa street protesters show up in expensive black ‘hooded uniforms’ with anarchistic tools such as clubs, helmets, megaphones, mace, spray paint and torches with their well-paid leaders edging them on.

How are these paid protesters who have shown up as anti-Kavanagh and never-Trumpers being allowed in the halls of Congress roaming freely to interrupt and stage a disgusting display of indignation against their opposing views? Their antics violate our freedoms to perform our law abiding duties! Why are they not arrested for disturbing the peace and inducing violent behavior into lawful civil discourse and procedures?

And almost nothing infuriates American citizens more than having something blatantly stolen from us such as having our peaceful existence and freedoms stolen by street violent anarchist thugs who are in our face interrupting our natural and lawful rights and breaking things.

THE FAR LEFT’S ORCHESTRATION WITH PAID PROTESTERS

Even worse is that they are being not only encouraged to keep up the civil unrest exhausting our nation by the likes of ‘Mad Maxine’ Waters but they actually have been hired by and professionally taught to do so by a former President of The United States.

It’s vitally important that Americans understand the truth — Barack Obama brought to Washington corrupt Chicago machine politics of cronyism and corporate payoffs, combined with audacious Alinskyite tactics aimed at dividing Americans and destroying his opponents.

“Chronic social irritation can do lasting damage to the fabric of a nation. By falsely accusing people of racism . . . or sexism . . . or homophobia . . . or Islamophobia — or whatever other “ism” or phobia they come up with next — these agitators are creating angst and hatred in people’s hearts that wasn’t there previously.

“But maybe that’s the objective. As Alinsky advised Obama and other young radicals: ‘A revolutionary organizer must shake up the prevailing patterns of lives — agitate, create disenchantment and discontent with the current values [until] masses of people have reached the point of disillusionment with past ways and values… The time is then ripe for revolution.’” – Unquote from the New York Post’s Paul Sperry in his article, ‘How Obama is bankrolling a nonstop protest against invented outrage, ‘

Without the funding for paying these hell raisers and their orchestrations by handlers through the Obama run ‘Organizing for America’ (OFA) these loud mouths would be no shows. See: ‘Obama’s ‘Trump Saboteurs’ at OFA Boasts 30,000 Paid Agitators & Opening 250 Offices across America’

Mitchell Shaw reported in Mid-November last year in his New American magazine article, ‘Trump “Protests” Manufactured by Leftist Elites and Manned by Professional Protesters,’ “Beginning in late October 2016, ads for paid protesters began appearing on Craigslist in PittsburghBostonColumbusDenverPhiladelphia, and other cities. The ads, which were all carbon copies of each other, read:

Their recruiting ads read ‘STOP TRUMP – up to $1500/week

Hiring Immediately! Call Today Start Tomorrow!

$15 – $18 hourly rate + bonus + overtime! Up to 77 hours per week!
Drivers Earn Gas Reimbursement!
Morning and Evening Shifts

No previous experience required
Full time and part time positions
Weekend positions available
No fundraising!
No commission!

Sperry continues, “Organizing for Action is drowning in money, by nonprofit standards.

“OFA’s big donors are members of the George Soros-founded Democracy Alliance, a donors’ consortium for left-wing billionaires devoted to radical political change.”

THE FAR LEFT’S ROOTS AND BOSSES

Freedom is fragile and taken too much for granted by tuned-out laid-back Americans whose naivety is being exploited by these puppets of the deep state vermin directed by the Council on Foreign Relations/globalists community. See: “Who the ‘Establishment’ Really Is”

“The Council on Foreign Relations is “the establishment.” Not only does it have influence and power in key decision-making positions at the highest levels of government to apply pressure from above, but it also announces and uses individuals and groups to bring pressure from below, to justify the high-level decisions for converting the U.S. from a sovereign Constitutional Republic into a servile member state of a one-world dictatorship.” – Former U.S. Congressman from Indiana (D) John Rarick 1971

The whole debate between voting for Republicans or Democrats is a scam. No matter who you vote in, the Council on Foreign Relations conspiracy marches on. The Clinton administration was flooded with Council members just like the Bush administrations before and after him were. The Council on Foreign Relations conspiracy has infiltrated our corrupt officials in the U.S. Government, the Freemason education conspiracy, and the corporate media brainwashing we’ve been exposed to all our lives.” – Liberal columnist Joseph Kraft, himself a member of the CFR

“It is through this front group, called the Council on Foreign Relations, and its influence over the media, tax-exempt foundations, universities, and government agencies that the international financiers have been able to dominate the domestic and foreign policies of the United States ever since.” – G. Edward Griffin / The Creature From Jekyll Island

OBSERVATIONS AND FACTS FROM ONE OF AMERICA’S MOST SAGE EDITORS

States senior editor of The New American magazine, William F. Jasper in his article ‘George Soros’ War on America: Time to Prosecute the Billionaire’s Global Crime Spree,’ “Many of them, no doubt, were hired in response to the advertisements for paid anti-Trump protesters that appeared on Craigslist and other media in Seattle, Portland, Chicago, Pittsburgh, Boston, Denver, Philadelphia, New York, and elsewhere. Many of these “spontaneous” protests/riots would not have occurred without organized efforts involving hundreds of buses transporting thousands of protesters/rioters, many of whom appear to have traveled across state lines.

“Many of the anti-Trump rioters, then, would appear not only to have violated state laws against rioting and inciting to riot, but also federal law against the same crime. Specifically, the rioters could be (and should be) charged under Title 18 U.S. Code § 2101, which provides

“(a) Whoever travels in interstate or foreign commerce or uses any facility of interstate or foreign commerce, including, but not limited to, the mail, telegraph, telephone, radio, or television, with intent —

“(1) to incite a riot; or

“(2) to organize, promote, encourage, participate in, or carry on a riot; or

“(3) to commit any act of violence in furtherance of a riot; or

“(4) to aid or abet any person in inciting or participating in or carrying on a riot or committing any act of violence in furtherance of a riot….

“Shall be fined under this title, or imprisoned not more than five years, or both.

“The definition section of 18 U.S. Code § 2102 defines the crime of rioting this way:

“(a) As used in this chapter, the term “riot” means a public disturbance involving (1) an act or acts of violence by one or more persons part of an assemblage of three or more persons, which act or acts shall constitute a clear and present danger of, or shall result in, damage or injury to the property of any other person or to the person of any other individual or (2) a threat or threats of the commission of an act or acts of violence by one or more persons part of an assemblage of three or more persons having, individually or collectively, the ability of immediate execution of such threat or threats, where the performance of the threatened act or acts of violence would constitute a clear and present danger of, or would result in, damage or injury to the property of any other person or to the person of any other individual.

“Obviously, the anti-Trump rioters who were arrested for starting fires and committing other acts of violence and public disturbance should be prosecuted under applicable state laws, and those who traveled interstate to do the same should also be prosecuted under federal law as well. But what about the organizers of the riots, those who hired the rioters and transported the perpetrators across state lines to engage in this criminal activity? Are they not also culpable under the “aid and abet” provisions cited above? Are they not also liable for prosecution under the federal conspiracy statute (18 U.S. Code § 371) which provides: 

“If two or more persons conspire either to commit any offense against the United States, or to defraud the United States, or any agency thereof in any manner or for any purpose, and one or more of such persons do any act to effect the object of the conspiracy, each shall be fined under this title or imprisoned not more than five years, or both.”

See: ‘Unmasking Antifa Act Proposed in U.S. House; Left Responds Accordingly’

LAW ‘ENFORCEMENT’ SHOULD BE DEMANDED!

Obama’s ‘Organizing for America,‘ (OFA) needs taking down along with the Soros group of funders and organizational heads whose clandestine goal is the overthrow of our system. Courtesies to an ex-President be damned! BO’s corruption and many machinations have been overlooked and tolerated for too long. He is blatantly an outright anti-American with questionable past with no previous records to show for except his sorry legacy that he can’t run from. Identify his illegal transgressions and bust him. He’s creating a strong new legacy for himself, a very deceitful one that is all evil. Saul Alinsky would be proud.

Stopping the funding stops the paid street stooges who haven’t much of an idea about anything but repeating the mantra they hear and are told to rant, that we are all fed up with. The stooges, their placement via buses, their signs, and their professionally orchestrated actions largely dissolve away when the money is gone. Grounds for arrest and prosecution must be identified and the pursuit of justice begun.

These violators of our laws must be held accountable and prosecuted.

Wrongdoers have brought upon the People an evil day:

“It will be an evil day for American Liberty if the theory of a government outside supreme law finds lodgment in our constitutional jurisprudence. No higher duty rests upon this Court than to exert its full authority to prevent all violations of the principles of the Constitution.” Downs v. Bidwell, 182 U.S. 244 (1901).

There is some serious Deep State accommodating obviously going on in our halls in Congress who have allowed the attacks against Brett Kavanaugh and little is being done or said about it. It cries to be dealt with.

The hapless far left Dims are the lead soldiers of the CFR/UN globalist whose primary focus is to transform America as a sovereign nation to become a member state of a global government run by unaccountable unelected elitists who know best about everything for everybody.

America direly needs an authentic patriot to serve as an effective ‘Constitutional’ Attorney General who will meet out equal justice to all.